Automation
The Bank Separation Strategy
Protect your paycheck from the "Right of Offset." Separate your debt from your deposits.
Read GuideFinancial Logistics
Executive Summary
- • Firewall: Use different banks for debt and income to prevent legal fund seizures via "Right of Offset".
- • Triage: Prioritize "Four Walls" (Food, Utilities, Shelter, Transport) when funds are tight.
- • Access: Utilize "Second Chance" banking to bypass the ChexSystems blacklist.
Crisis Management
The Bill Triage Protocol
When you can't pay everyone, learn the hierarchy of consequence to protect your Four Walls.
Read GuideAccess
Bypassing ChexSystems
Blacklisted by banks? Discover "Second Chance" accounts that don't check your history.
Read GuideShare This Logistics Kit
Know someone stuck paying high fees because they are "unbanked"? Help them get back into the system.