Financial Recovery Calculators

Tool Overview

Anxiety lives in the unknown. These calculators are designed to kill anxiety with data. Calculate your True Hourly Wage (after gas/depreciation) for gig work, estimate your Freelance Taxes to avoid IRS penalties, and map your timeline to debt freedom.

Gig Economy

True Hourly Wage Calculator

Driving for DoorDash or Uber? You might be earning less than minimum wage once you factor in gas and depreciation. Input your mileage to see your real profit.

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Taxes

Freelance Tax Estimator

The IRS doesn't wait for April. If you have side income, you need to pay quarterly. Use this tool to calculate exactly how much to set aside from every $100 you earn.

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Debt Payoff

Debt Snowball Calculator

Best for motivation. Organize your debts by smallest balance first to get quick wins and psychological momentum.

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Legal

Chapter 13 Estimator

Considering bankruptcy? Estimate what your monthly repayment plan might look like based on your disposable income and secured debts.

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Savings

Emergency Fund Calculator

How much is enough? Calculate your "Survival Number" (3 months of bare-bones expenses) vs. your "Comfort Number" (6 months of full expenses).

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Budgeting

50/30/20 Rule Generator

Input your after-tax income to instantly see your ideal breakdown for Needs, Wants, and Savings goals.

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Know Someone in the Gig Economy?

Don't let friends drive for less than minimum wage. Share these free tools to help them calculate their true earnings.