The Crisis Budget Framework
When income drops, you need a different plan. This system helps you strip your spending to "The Four Walls" and prioritize survival over credit card minimums.
Access TemplatePlug-and-play organization for your recovery. These systems work best when paired with our Budgeting 101 curriculum. In this module, you will access our Crisis Budget framework for bare-bones survival, a professional Subscription Audit to find hidden vampire costs, and a library of Dispute Letter templates to clean your credit report. For automated help, try our AI Agents .
When income drops, you need a different plan. This system helps you strip your spending to "The Four Walls" and prioritize survival over credit card minimums.
Access TemplateDon't write from scratch. Use our lawyer-vetted templates to challenge inaccuracies, outdated accounts, and unverified collections with the Big Three bureaus.
Access ScriptsFind the "Vampire Costs." This step-by-step audit helps you identify and cancel autopay charges you forgot existed, often saving $100+ per month instantly.
Access AuditKnow someone struggling with financial chaos? Send them this template library to help them automate their recovery and protect their rights.